Insurance Expertise
That Moves Your Business Forward.

Overview

FIB is Pakistan's #1 broker in Energy & Power, insuring more than 16,000 MW of generation capacity nationwide. We structure and place complex programs for power plants, energy infrastructure, and project-financed developments — from construction through to operation.

Overview

Modern enterprises face a complex web of financial exposures — from directors' liability and professional indemnity to cyber risk and trade credit. FIB's corporate lines practice designs coverage that keeps your business and leadership protected.

Our specialists work with local and international insurers to place bespoke programmes that respond to the real exposures your business faces.

Overview

Your people are your most valuable asset. FIB designs comprehensive group health, life, and disability programmes that give your employees real protection and your HR team peace of mind. From SMEs to large corporates, we tailor benefits to your workforce.

As part of Lockton's global employee benefits network, we also support multinational clients managing benefits across multiple markets.

Overview

From container cargo moving through Karachi Port to a corporate fleet of 500 vehicles or an aircraft fleet operating across South Asia — FIB handles the full spectrum of transit and transport risks with specialist underwriting access and active claims support.

Overview

Some risks require access to international specialty markets, bespoke policy design, or specialist reinsurance structuring. FIB's specialty practice handles the complex end of the market — political risk, surety bonds, kidnap & ransom, parametric covers, and more.

Through Lockton's global specialty platforms, we access Lloyd's of London and leading international carriers to place difficult risks efficiently.

Overview

Reinsurance is more than capacity — it is the foundation of an insurer's financial strength, underwriting capability, and long-term resilience.

At Fidelity Insurance Brokers, our Treaty Reinsurance practice partners with insurers and takaful operators to design, negotiate, and place sophisticated reinsurance programmes that optimise capital, enhance underwriting capacity, and protect balance sheets against catastrophic and accumulated losses.

With deep technical expertise and strong relationships across global reinsurance markets, we structure proportional and non-proportional treaties tailored to each client's risk appetite, portfolio composition, and strategic objectives. Our advisory extends beyond placement to portfolio analysis, pricing support, catastrophe modelling, programme optimisation, and renewal strategy, ensuring our clients remain competitive in an evolving risk landscape.

From conventional and takaful treaty solutions to alternative risk transfer structures, we deliver independent advice and global market access that enable insurers to grow with confidence.

We are experts in structuring and placement of proportional and non proportional treaty reinsurance programmes for various classes of business including specialty lines. We provide expert advice in all facets of the placement experience with end to end servicing of the highest calibre.

Overview

Every business decision carries risk. The challenge is not eliminating risk, but understanding, quantifying, and managing it effectively.

At Fidelity Insurance Brokers, we help organizations develop comprehensive risk management frameworks that protect assets, strengthen operational resilience, and support informed decision-making. Our approach extends beyond insurance placement by identifying critical exposures, evaluating their financial impact, and recommending practical risk mitigation strategies aligned with each client's business objectives.

By integrating risk management into business strategy, we help organizations reduce uncertainty, improve resilience, enhance regulatory compliance, and make more confident decisions in an increasingly complex operating environment.