/* ===== HERO ===== */
.hero {
  position: relative;
  background: url('../../assets/images/img_120.webp') center 0 / cover no-repeat;
  min-height: 620px;
  display: flex; flex-direction: column; align-items: center;
  overflow: visible;
}
.hero-body {
  position: relative; z-index: 1;
  text-align: center;
  padding: 110px 28px 160px;
  max-width: 800px; margin: 0 auto;
}
.hero-body h1 {
  font-size: clamp(2.4rem, 5.5vw, 3.8rem);
  font-weight: 600; color: #fff; line-height: 1.14;
  margin-bottom: 1.1rem;
  text-shadow: 0 2px 24px rgba(0,0,0,.3);
}
.hero-body p { font-size: 1rem; color: rgba(255,255,255,.85); line-height: 1.7; margin-bottom: 2.2rem; max-width: 560px; margin-left: auto; margin-right: auto; }
.hero-btns { display: flex; justify-content: center; gap: 1rem; flex-wrap: wrap; }

.btn-hero-outline {
  display: inline-flex; align-items: center;
  background: transparent; color: #fff;
  font-size: .9rem; font-weight: 600;
  padding: .82rem 2rem; border-radius: 50px;
  border: 1.5px solid rgba(255,255,255,.7); transition: all .2s;
}
.btn-hero-outline:hover { background: rgba(255,255,255,.14); border-color: #fff; transform: translateY(-2px); }

.btn-hero-solid {
  display: inline-flex; align-items: center;
  background: #243054; color: #fff;
  font-size: .9rem; font-weight: 600;
  padding: .82rem 2rem; border-radius: 50px;
  border: 1.5px solid rgba(255,255,255,.18); transition: all .2s;
}
.btn-hero-solid:hover { background: var(--steel); transform: translateY(-2px); }

/* ===== STATS BAR ===== */
.stats-bar {
  position: absolute; bottom: -54px; left: 50%; transform: translateX(-50%);
  z-index: 10; background: #fff; border-radius: 14px;
  box-shadow: var(--shadow-lg);
  display: flex; align-items: stretch;
  width: calc(100% - 56px); max-width: 1100px;
}
.stat-col { flex: 1; text-align: center; padding: 1.8rem 1rem; }
.stat-divider { width: 1px; background: var(--border); flex-shrink: 0; margin: 1.2rem 0; }
.stat-num {
  font-size: 1.9rem; font-weight: 600; color: var(--navy2); line-height: 1;
  margin-bottom: .4rem; display: inline-block; transition: transform .3s;
}
.stat-col:hover .stat-num { transform: perspective(400px) translateZ(16px) scale(1.06); }
.stat-lbl { font-size: .8rem; font-weight: 500; color: var(--muted); }

/* ===== MISSION / VISION / SCOPE ===== */
.mvs-section { background: #0B1628; padding: 50px 0 0; }
.mvs-grid {
  display: flex; align-items: stretch;
  max-width: 1100px; margin: 0 auto; width: calc(100% - 56px);
}
.mvs-card {
  flex: 1; padding: 3rem 2.5rem;
  border-right: 1px solid rgba(255,255,255,.08);
}
.mvs-card:last-child { border-right: none; }
.mvs-icon { margin-bottom: 16px; }
.mvs-title { font-size: 1rem; font-weight: 600; color: #fff; margin: 0 0 10px; }
.mvs-text { font-size: .82rem; color: rgba(255,255,255,.55); line-height: 1.75; margin: 0; }

/* ===== ABOUT ===== */
.about { padding: 9rem 0 5rem; background: #fff; }
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; align-items: center; }
.about-left h2 { font-size: clamp(1.7rem, 3vw, 1.4rem); font-weight: 600; color: var(--navy); line-height: 1.25; margin-bottom: 1.3rem; }
.about-left p { font-size: .93rem; color: var(--muted); line-height: 1.78; margin-bottom: 1rem; }
.about-right { border-radius: 16px; overflow: hidden; box-shadow: var(--shadow-lg); }
.about-right img { width: 100%; height: 380px; object-fit: cover; }

/* ===== WHY CHOOSE US ===== */
.why { position: relative; padding: 5rem 0; overflow: hidden; }
.why-parallax-bg {
  position: absolute; inset: 0;
  background: url('../../assets/images/why-choose-us.webp') center 0 / cover no-repeat;
  /* filter: brightness(0.32); z-index: 0; will-change: transform; */
}
.why .wrap { position: relative; z-index: 1; }
.why-head { text-align: center; max-width: 620px; margin: 0 auto 3rem; }
.why-head h2 { font-size: clamp(1.8rem, 3vw, 2.4rem); font-weight: 600; color: #fff; margin-bottom: .9rem; }
.why-head p  { color: rgba(255,255,255,.75); font-size: .93rem; line-height: 1.7; }
.why-cards { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.4rem; }
.why-card {
  background: #102f4db1; border: 1px solid rgba(255,255,255,.12);
  border-radius: 16px; padding: 2rem 1.6rem; text-align: center;
  transition: background .25s, transform .25s;
}
.why-card:hover { background: #102f4d; transform: translateY(-5px); }
.why-icon {
  width: 58px; height: 58px; margin: 0 auto 1.3rem;
  background: rgba(255,255,255,.1); border-radius: 50%;
  display: flex; align-items: center; justify-content: center; color: var(--cyan);
}
.why-icon svg { width: 28px; height: 28px; stroke: currentColor; }
.why-card h3 { font-size: 1rem; font-weight: 600; color: #fff; margin-bottom: .6rem; }
.why-card p  { font-size: .87rem; color: rgba(255,255,255,.72); line-height: 1.65; }

/* ===== SERVICES ===== */
.services { padding: 5rem 0; background: var(--gray); }
.svc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.2rem; margin-bottom: 2.4rem; }
.svc-card {
  position: relative; border-radius: 16px; overflow: hidden;
  background-size: cover; background-position: center;
  min-height: 270px; display: flex; flex-direction: column; justify-content: flex-end;
  transition: transform .3s, box-shadow .3s; cursor: pointer;
}
.svc-card:hover { transform: translateY(-5px) scale(1.01); box-shadow: var(--shadow-lg); }
.svc-energy   { background-image: url('../../assets/images/img_26.webp'); }
.svc-reinsure { background-image: url('../../assets/images/img_63.webp'); }
.svc-health   { background-image: url('../../assets/images/img_66.webp'); }
.svc-marine   { background-image: url('../../assets/images/img_57.webp'); }
.svc-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(15,24,55,.18) 0%, rgba(15,24,55,.88) 100%);
}
.svc-body { position: relative; z-index: 1; padding: 1.6rem 1.8rem; }
.svc-body h3 { font-size: 1.1rem; font-weight: 600; color: #fff; margin-bottom: .4rem; }
.svc-body p  { font-size: .85rem; color: rgba(255,255,255,.82); line-height: 1.55; margin-bottom: .8rem; }
.svc-link { font-size: .82rem; font-weight: 600; color: rgba(255,255,255,.85); display: inline-flex; align-items: center; gap: .3rem; }

/* ===== LOCKTON PARTNERSHIP ===== */
.lockton { position: relative; padding: 5rem 0; overflow: hidden; }
.lockton-parallax-bg {
  position: absolute; inset: 0;
  background: url('../../assets/images/img_31.webp') center 0 / cover no-repeat;
  filter: brightness(0.45) saturate(0.8); z-index: 0; will-change: transform;
}
.lockton .wrap { position: relative; z-index: 1; }
.lockton-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 4rem; align-items: center; }
.lockton-left h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); font-weight: 600; color: #fff; margin: .8rem 0 1.2rem; }
.lockton-left p  { color: rgba(255,255,255,.82); font-size: .95rem; line-height: 1.8; margin-bottom: 1.8rem; }
.lockton-stats {
  display: grid; grid-template-columns: 1fr 1fr;
  background: rgba(10,15,30,.65); border: 1px solid rgba(255,255,255,.10);
  border-radius: 16px; overflow: hidden;
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
}
.ls { padding: 2rem 1.6rem; border-right: 1px solid rgba(255,255,255,.09); border-bottom: 1px solid rgba(255,255,255,.09); }
.ls:nth-child(2n) { border-right: none; }
.ls:nth-child(3), .ls:nth-child(4) { border-bottom: none; }
.ls-val { font-size: 1.9rem; font-weight: 600; color: var(--cyan); margin-bottom: .45rem; letter-spacing: -.01em; }
.ls-lbl { font-size: .8rem; color: rgba(255,255,255,.68); line-height: 1.4; }

/* ===== TESTIMONIALS ===== */
.testimonials { padding: 5rem 0; background: #fff; }
.testi-head {
  display: flex; align-items: flex-start; justify-content: space-between;
  margin-bottom: 2.4rem; gap: 2rem;
}
.testi-head h2 { font-size: clamp(1.5rem, 2.8vw, 2.1rem); font-weight: 600; color: var(--navy); margin-bottom: .4rem; }
.testi-head p  { font-size: .9rem; color: var(--muted); }
.testi-arrows { display: flex; gap: .6rem; flex-shrink: 0; margin-top: .3rem; }
.arr-btn {
  width: 38px; height: 38px; border-radius: 50%; border: 1.5px solid var(--border);
  background: #fff; cursor: pointer; font-size: 1rem; color: var(--navy);
  display: flex; align-items: center; justify-content: center; transition: all .2s;
}
.arr-btn:hover { background: var(--navy); color: #fff; border-color: var(--navy); }
.testi-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.4rem; }
.testi-card {
  border-radius: 16px; overflow: hidden;
  border: 1px solid var(--border); transition: transform .25s, box-shadow .25s;
}
.testi-card:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.testi-card img { height: 200px; width: 100%; object-fit: cover; object-position: center top; }
.testi-body { padding: 1.3rem 1.4rem 1.6rem; }
.testi-quote { font-size: .87rem; color: var(--muted); line-height: 1.68; margin-bottom: 1rem; font-style: italic; }
.testi-author { font-weight: 600; font-size: .9rem; color: var(--navy); }
.testi-role   { font-size: .76rem; color: var(--muted); margin-top: .2rem; }

/* ===== CTA BANNER ===== */
.cta-wrap { padding: 3.5rem 0; background: var(--gray); }
.cta-box {
  background: url('../../assets/images/img_131.webp') center/cover no-repeat;
  border-radius: 20px; overflow: hidden;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  min-height: 360px; box-shadow: var(--shadow-lg);
  position: relative;
}
.cta-box::before {
  content: ''; position: absolute; inset: 0;
  background: rgba(10, 18, 44, 0.62);
  border-radius: 20px;
}
.cta-left {
  position: relative; z-index: 1;
  padding: 3rem 18.5rem;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  text-align: center;
}
.cta-left h2 { font-size: clamp(1.4rem, 2.5vw, 1.9rem); font-weight: 600; color: #fff; margin-bottom: 1rem; line-height: 1.3; }
.cta-left p  { font-size: .9rem; color: rgba(255,255,255,.78); line-height: 1.7; margin-bottom: 1.8rem; }
.cta-right { display: none; }

/* ===== RESPONSIVE ===== */
@media (max-width: 980px) {
  .about-grid, .lockton-grid, .cta-box { grid-template-columns: 1fr; }
  .why-cards, .testi-grid { grid-template-columns: 1fr 1fr; }
  .cta-right { display: none; }
  .stats-bar { flex-direction: column; bottom: auto; position: relative; margin: 1.5rem 1rem; transform: none; left: 0; width: calc(100% - 2rem); border-radius: 14px; }
  .stat-divider { width: 100%; height: 1px; margin: 0; }
  .about { padding: 4rem 0; }
}
@media (max-width: 768px) {
  .hero { min-height: auto; }
  .hero-body { padding: 100px 18px 32px; }
  .hero-body h1 { font-size: clamp(2rem, 8vw, 3rem); }
  .hero-btns { flex-direction: column; align-items: stretch; }
  .hero-btns > a { width: 100%; justify-content: center; text-align: center; }
  .stats-bar { flex-direction: column; position: relative; bottom: auto; left: auto; transform: none; width: calc(100% - 36px); border-radius: 14px; }
  .stat-divider { width: 100%; height: 1px; margin: 0; }
  .stat-col { padding: 1.2rem 1rem; }
  .stat-num { font-size: 1.5rem; }
  .about { padding: 2rem 0; }
  .about-grid { grid-template-columns: 1fr; gap: 2rem; }
  .why-cards { grid-template-columns: 1fr; }
  .svc-grid { grid-template-columns: 1fr; }
  .lockton-grid { grid-template-columns: 1fr; gap: 2rem; }
  .lockton-stats { grid-template-columns: 1fr 1fr; }
  .testi-grid { grid-template-columns: 1fr; }
  .testi-head { flex-direction: column; gap: 1rem; }
  .cta-box { grid-template-columns: 1fr; }
  .cta-left { padding: 2rem 1.8rem; }
  .cta-right { display: none; }
  .mvs-grid { flex-direction: column; width: 100%; }
  .mvs-card { border-right: none; border-bottom: 1px solid rgba(255,255,255,.08); }
  .mvs-card:last-child { border-bottom: none; }
}
@media (max-width: 480px) {
  .hero-body { padding: 90px 16px 100px; }
  .lockton-stats { grid-template-columns: 1fr; }
  .why-cards, .svc-grid, .testi-grid { grid-template-columns: 1fr; }
}