About Us — Fidelity Insurance Brokers

ABOUT THE COMPANY

Strategic Partners in Risk

Fidelity Insurance Brokers (FIB) is one of Pakistan's leading insurance intermediaries, carrying forward the Muhammadi family's legacy of three generations in the insurance industry. Built on trust, integrity, and professionalism, we blend deep-rooted market expertise with modern innovation to deliver customised risk management across treaty and facultative reinsurance, retail insurance, and health and benefits.

As a proud member of the Lockton Global Partnership — the world's largest privately held, independent insurance brokerage — FIB combines international resources and technical excellence with a strong local presence. Our client-first approach, strengthened by decades of trusted insurer and reinsurer relationships, ensures transparency, reliability, and long-term value.

Fidelity Insurance Brokers (Pvt) Limited is owned and managed by the Muhammadi family — the third generation serving Pakistan's insurance industry.

"Our clients are at the very center of our entire operations. Our partner focus, world-renowned expertise, solid market position, and unique history in the industry mean we're perfectly placed to help your business go further."

Hassan Rehman Muhammadi Director, Fidelity Insurance Brokers (Pvt) Ltd.

BRAND VISION & SCALE

What Drives Us

To be the worldwide value and service leader in insurance brokerage, employee benefits, and risk management.

300+

Years of Combined Experience

$150+ Mn

Premium placed

15000+MW

Energy Insurance

50+

Insurance specialists

Our Mission

To be the worldwide value and service leader in insurance brokerage, employee benefits, and risk management.

Our Vision

To be the best place to do business and to work.

Scale & Scope

Pakistan's largest insurance broker, trusted to structure complex programs across large-scale operations and infrastructure.

Leadership

A core team backed by 50+ specialists across insurance, reinsurance, and risk advisory.

Hassan Rehman

Director, Fidelity Insurance Brokers

Hassan Rehman Muhammadi is the Founder and Director of Fidelity Insurance Brokers and Takaful Bazaar. With over 17 years of experience in the insurance broking industry, he specializes in construction, energy, and property risks, advising on insurance programmes for major projects and strategic assets across Pakistan and international markets.

Recognized for his expertise in risk management, policy structuring, claims advocacy, and insurer negotiations, Hassan founded Takaful Bazaar, Pakistan's first Shariah-compliant digital insurance marketplace, with a vision to make insurance more accessible through innovation and technology.

Khurram Ali Khan

Chief Executive Officer

Khurram Ali Khan is an accomplished insurance professional with extensive expertise in risk management, underwriting, and client advisory services. A strategic leader passionate about driving people and teams to achieve excellence, he empowers organizations to navigate complex insurance challenges with confidence while delivering innovative, client-focused risk solutions and sustainable business growth.

Khurram Ali Khan

Chief Executive Officer

Faisal Makda

Chief Operating Officer

Faisal Makda is a respected insurance and business professional with a strong background in corporate strategy, client relationship management, and operational leadership. His focus on innovation and service excellence helps drive long-term organizational success.

Faisal Makda

Chief Operating Officer

Imran Muhammadi

Chief Financial Officer

Imran Muhammadi is a seasoned insurance and financial services executive with over 30 years of leadership experience, specializing in strategic growth, corporate finance, risk management, and insurance brokerage across local and international markets.

Imran Muhammadi

Chief Financial Officer

Altaf Muhammadi

Head of Commercials

Altaf Muhammadi is an accomplished insurance professional with over 20 years of experience, specializing in retail insurance. With extensive expertise in business development, strategic management, and client relationship management, he has consistently driven sustainable growth and operational excellence across the insurance sector.

Altaf Muhammadi

Head of Commercials

Faizan Siddique

Head of Reinsurance (Treaty practice)

With over 15 years of experience in the insurance industry, specializing in Treaty Reinsurance, Faizan Siddiqui has built a career driving growth and innovation across dynamic organizations. He is passionate about empowering resilience and navigating risks through strategic reinsurance solutions.

Faizan Siddique

Head of Reinsurance (Treaty practice)

Behind FIB stands a team of 50+ insurance specialists with diverse and distinguished backgrounds across insurance, reinsurance, and risk advisory.

OUR RETAIL VENTURE

Pakistan First Digital Takaful Platform

Co-founded by FIB's own leadership, Takaful Bazaar is the digital arm of Fidelity Insurance Brokers — a one-stop marketplace that brings Shariah-compliant cover from multiple providers to individuals and families across Pakistan. Where FIB structures complex programmes for the country's largest industries, Takaful Bazaar makes tailored insurance simple to compare, buy, and manage online.

Founded in 2022 and based in Karachi, it's built to widen financial inclusion — a straightforward validity net, true to Islamic principles.

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Shariah-compliant

Every product structured around Takaful principles.

Transparent

Clear cover details, contributions, and surplus sharing — no hidden clauses.

Convenient

Compare, buy, and manage from any device, anytime.

One-stop marketplace

Multiple Takaful products from vetted providers, in one place.

Three Generations
of Trust

A Legacy You Can Trust

Gateway to Global Expertise

Expert Claim Advocacy

Strategic Partners in Risk