ABOUT US

Three Generations
of Trust

One of Pakistan's leading insurance intermediaries, carrying forward the Muhammadi family's legacy and the global strength of Lockton.

A Legacy You Can Trust

Three generations of the Muhammadi family in Pakistan's insurance industry — relationships and judgment you can't hire overnight.

Gateway to Global Expertise

The international reinsurance and risk-advisory capability of Lockton, applied to the Pakistani market.

Expert Claim Advocacy

A broker's true value is measured at the time of loss — we manage every stage of the claims process and stay committed until it's resolved.

ABOUT THE COMPANY

Strategic Partners in Risk

Fidelity Insurance Brokers (FIB) is one of Pakistan's leading insurance intermediaries, carrying forward the Muhammadi family's legacy of three generations in the insurance industry. Built on trust, integrity, and professionalism, we blend deep-rooted market expertise with modern innovation to deliver customised risk management across treaty and facultative reinsurance, retail insurance, and health and benefits.

As a proud member of the Lockton Global Partnership — the world's largest privately held, independent insurance brokerage — FIB combines international resources and technical excellence with a strong local presence. Our client-first approach, strengthened by decades of trusted insurer and reinsurer relationships, ensures transparency, reliability, and long-term value.

Fidelity Insurance Brokers (Pvt) Limited is owned and managed by the Muhammadi family — the third generation serving Pakistan's insurance industry.

Hassan Rehman Muhammadi
"Our clients are at the very center of our entire operations. Our partner focus, world-renowned expertise, solid market position, and unique history in the industry mean we're perfectly placed to help your business go further."
Hassan Rehman Muhammadi Director, Fidelity Insurance Brokers (Pvt) Ltd.
BRAND VISION & SCALE

What Drives Us

To be the worldwide value and service leader in insurance brokerage, employee benefits, and risk management.

300+
Years of Combined Experience
$150+ Mn
Premium placed
15000+MW
Energy Insurance
50+
Insurance specialists

Our Mission

To be the worldwide value and service leader in insurance brokerage, employee benefits, and risk management.

Our Vision

To be the best place to do business and to work.

Scale & Scope

Pakistan's largest insurance broker, trusted to structure complex programs across large-scale operations and infrastructure.

Leadership

A core team backed by 50+ specialists across insurance, reinsurance, and risk advisory.

Hassan Rehman
Director, Fidelity Insurance Brokers

Hassan Rehman Muhammadi is the Founder and Director of Fidelity Insurance Brokers and Takaful Bazaar. With over 17 years of experience in the insurance broking industry, he specializes in construction, energy, and property risks, advising on insurance programmes for major projects and strategic assets across Pakistan and international markets.

Recognized for his expertise in risk management, policy structuring, claims advocacy, and insurer negotiations, Hassan founded Takaful Bazaar, Pakistan's first Shariah-compliant digital insurance marketplace, with a vision to make insurance more accessible through innovation and technology.

Hassan Rehman Muhammadi
Khurram Ali Khan
Khurram Ali Khan
Chief Executive Officer
Khurram Ali Khan is an accomplished insurance professional with extensive expertise in risk management, underwriting, and client advisory services. A strategic leader passionate about driving people and teams to achieve excellence, he empowers organizations to navigate complex insurance challenges with confidence while delivering innovative, client-focused risk solutions and sustainable business growth.
Khurram Ali Khan
Chief Executive Officer
Faisal Makda
Faisal Makda
Chief Operating Officer
Faisal Makda is a highly accomplished insurance professional with extensive expertise in corporate insurance, energy risks, and operational leadership. As Chief Operating Officer of FIB, he drives strategic execution, operational excellence, and client delivery across all business functions. Known for his collaborative leadership, Faisal has built high-performing teams and delivered innovative risk solutions for the region's most complex insurance programmes.
Faisal Makda
Chief Operating Officer
Imran Muhammadi
Imran Muhammadi
Chief Financial Officer
Imran Muhammadi is a seasoned finance professional with over 25 years of experience across the insurance and banking sectors in Pakistan and the UAE. As Chief Financial Officer of FIB, he leads financial strategy, corporate governance, regulatory compliance, and planning, ensuring sound management and sustainable growth. His financial leadership and strategic expertise support the company's long-term vision and disciplined governance.
Imran Muhammadi
Chief Financial Officer
Altaf Muhammadi
Altaf Muhammadi
Head of Commercials
Altaf Muhammadi is a seasoned insurance professional with over two decades of experience in Pakistan's insurance industry, known for his expertise in retail insurance, strategic business development, and commercial negotiations. As Head of Commercial at Fidelity Insurance Brokers, he strengthens insurer partnerships and secures competitive client outcomes. He is widely regarded as a trusted troubleshooter for complex commercial challenges.
Altaf Muhammadi
Head of Commercials
Faizan Siddiqui
Faizan Siddiqui
Head of Reinsurance (Treaty practice)
With over 15 years of experience in the insurance industry, specializing in Treaty Reinsurance, Faizan Siddiqui has built a career driving growth and innovation across dynamic organizations. He is passionate about empowering resilience and navigating risks through strategic reinsurance solutions.
Faizan Siddiqui
Head of Reinsurance (Treaty practice)

Behind FIB stands a team of 50+ insurance specialists with diverse and distinguished backgrounds across insurance, reinsurance, and risk advisory.

OUR RETAIL VENTURE

Pakistan First Digital Takaful Platform

Co-founded by FIB's own leadership, Takaful Bazaar is the digital arm of Fidelity Insurance Brokers — a one-stop marketplace that brings Shariah-compliant cover from multiple providers to individuals and families across Pakistan. Where FIB structures complex programmes for the country's largest industries, Takaful Bazaar makes tailored insurance simple to compare, buy, and manage online.

Founded in 2022 and based in Karachi, it's built to widen financial inclusion — a straightforward validity net, true to Islamic principles.

Visit Website

Shariah-compliant

Every product structured around Takaful principles.

Transparent

Clear cover details, contributions, and surplus sharing — no hidden clauses.

Convenient

Compare, buy, and manage from any device, anytime.

One-stop marketplace

Multiple Takaful products from vetted providers, in one place.

Ready To Review Your Cover?

Reach our team for a tailored review of your insurance and reinsurance needs.

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